Rent is typically a renter’s largest monthly expense, yet less than 10% of rental payments are positively reported to the credit bureaus. MCL allows residents to build credit through positive rental payment reporting.
Private Sector
Real Estate
Available through OMNIA Partners, members have access to MyCreditLift services and solutions that help residents take the stress and worry out of their credit journey. Learn more.
About MyCreditLift
YOUR Partner
MCL has established relationships with all three major credit bureaus as well as thousands of property owners and landlords across the country. They make it easy for residents to take the first steps to better credit and a life they want.
Why It Works
Payment history makes up about 35% of a credit score. Rent is typically a renter’s largest recurring expense, yet less than 10% of rental payments are positively reported to the credit bureaus each year. Paying bills on time means that residents are responsible people. Regardless of whether or not they have been late on other payments in the past, reporting their rental payment history with MyCreditLift can make a big difference in improving a resident's credit. With a good credit score, residents will be rewarded with lower interest rates, better odds of approval, and lower deposits. They may even improve their chances of getting hired.
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